Scan now.
Pay later.
0% Interest.

Scan now. Pay later.
0% Interest.

Get up to ₱50,000 credit limit.
Download now
kredivo

One app for all your payments

Why Filipinos trust Kredivo
Dapatkan limit hingga 50 juta untuk belanja di ribuan merchant online & offline

0% Interest
Pay within 30 days with 0% interest. Prefer installments? Enjoy a low 2.99% monthly interest rate.

Bayar dalam 30 hari atau Cicilan 3/6/12/18/24 bulan tanpa DP

Fast & Easy Approval
Get approved in as fast as 1 minute! Download the app, apply, and you're ready to shop.

Bunga 0% untuk bayar dalam 30 hari dan cicilan 3 bulan

One limit. Use it over and over.
Shop, repay, and reuse your ₱50,000 limit anytime.

Nikmati keamanan setara Bank

Worry not, it’s safe & secure.
Your personal data & transaction is fully protected to guarantee your safety.

Loan Calculator
Plan your payments with ease. See exactly what you'll pay — no surprises.
₱1,000
Your monthy payment
₱363.23

Interest rate: 2.99%
*Rates shown are indicative and may vary based on your application.
Apply now
Get approved in as fast as 1 minute and start using your credit today
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Our Merchants

How to Apply

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1

Download the App

Find Kredivo from App Store or Google Play

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2

Apply in the App

Fill in your basic details and submit your application.

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3

Get approved

Receive your approval in minutes! We'll notify you instantly.

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4

Start shopping

Scan to pay via QRPh or pay your bills right away.

How to Transact

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1

Open your Kredivo Dashboard and tap “Pay with QRPh”

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2

Allow camera access and scan the merchant’s QR code

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3

Enter the transaction amount (and down payment if applicable), then tap Continue

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4

Review details, enter your PIN, and complete the payment.

Real people. Real stories.

kredivo

ali Aim Arim

★★★★★
Kredivo let me buy things with smooth and easy transactions. great to have this kind of platform, very helpful.
kredivo

Crishtnel

★★★★★
I was initially hesitant to try Krevo since the name wasn't as familiar to me as other loan apps like JuanHand or Tala. However, I was pleasantly surprised by my experience. The application process was smooth and incredibly fast—far quicker than what I've experienced with other apps. I was approved immediately, which was a huge relief. The installment terms are also very convenient, and the interest rates are reasonable compared to many competitors. Overall, Krevo exceeded my expectations. For anyone looking for a quick and hassle-free loan with flexible payment options, I highly recommend giving Krevo a try.
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Elmar Mamaradlo

★★★★★
very smooth transactions, once kalang ereremind about your incoming payments which is early reminder lalo na qng good payer ka after that wala na, hindi rin cla nanghaharass through text & calls unlike sa ibang loan apps. thumbs up to this loan app
kredivo

Daniel Mabalay

★★★★★
Very convenient to use this Apps. Very fast transaction.
kredivo

Happy customer

★★★★★
This is the best lending app ever. Very convenient especially for loans and repayments terms. Thank you because I am quite hesitant before since there other lending app are too much abusive and harassing their own clients to pay early with short number of days for repayment. Even making death threats if can not pay and will do widespread via socmed and contacts just to ruin the image of their clients.
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